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American Modern

Specialty Personal Lines

Homeowners
Condo
Dwelling fire
Mobile Home
Powersports
Collectors Vehicle
Boat
Yacht
  • Quote and bind specialized products for the residential property and personal recreational market in minutes.
  • A+ (Superior) rating by A.M. Best Company.
  • Leading specialty insurance provider for motorcycle, boat or collector car, plus residential insurance for rental property, vacation home, standard dwelling, vacant property, or mobile homes.
Amerisafe

Commercial lines

Workers' Compensation
    Amtrust

    Commercial lines

    WC
    Cyber
    • Flexible payment options.
    • Competitive rates, expanding offerings, and a first-class digital platform.
    AonEdge

    Personal lines

    Flood
    • Covers homes in all risk areas.
    • Up to $1,250,000 coverage.
    • Additional coverages include: Additional Living expenses (ALE), food spoilage and swimming pool clean-up protection.
    Aspire

    Personal lines

    Non-standard Personal Auto
    • Strength and stability: all insurance aspects are managed in-house, utilizing over 100 years of combined management experience.
    • Convenience and ease of use: Aspire offers flexible payment options and 24/7 claims support through advanced online platforms, enhancing customer convenience.
    • Customer service and satisfaction: By investing in technology and customer service, Aspire ensures quick responses and high satisfaction with its insurance services.
    Assurance America

    Personal lines

    Non-standard Personal Auto
    • Competitive Rates for high Risk drivers- Assurance America focuses on the Nonstandard Auto Insurance space, offering competitive rates to higher-risk drivers
    • Open appetite- Assurance America will accept a variety of identification for drivers, including Foreign Drivers Licenses, Matriculas, Passports, and more.
    • Tech forward- Assurance America’s platform works on all browsers and mobile devices, they have a mobile app, and they are available to quote on most Rating platforms, including Agentero's Rater.
    Bamboo

    Personal lines

    Homeowners
    Dwelling fire
    • Individualized policies to match unique risk profile.
    • Coverage limits ranging from $70K to $2M.
    • Stand-alone dwelling fire.
    biBERK

    Commercial lines

    WC
    PL
    E&O
    GL
    BOP
    Umbrella
    Cyber
    • Policies are up to 20% less than with other insurance companies.
    • Quote and bind 65% of accounts in under 5 minutes.
    • Small business insurance customers have access to low down payments.
    Boundless Rider

    Personal lines

    Motorcycles
    Recreational vehicles
    • Rider-Focused Coverage: Insurance tailored for on and off-road motorcycles, plus other powersport vehicles.
    • Exclusive Savings: Unlock unique discounts and perks with the Safe Rider Program and RIDE app.
    • Safety-First Benefits: Enhance your ride with features that prioritize safety and community
    Branch

    Personal lines

    Personal auto
    Homeowners
    Renters
    Umbrella
    Condo
    • Single family homes, apartments with no dog breed restrictions.
    • Standard and preferred product appetite.
    • Digital quoting platform to simplify bundling auto and home.
    Bristol West

    Personal lines

    Auto

    Commercial lines

    Auto
    • An established, AM Best A Rated company with 65 years insuring in the specialty market.
    • Broad appetite, insuring a wide array of property types and recreational vehicles with an expansive underwriting appetite.
    • An easy-to-use platform with customizable coverage that allows you to quote and bind multiple properties on one policy form.
    Chubb

    Commercial lines

    BOP
    Workers' Compensation
    Employment Practices
    General Liability
    Cyber
    Commercial Auto
    Umbrella
    Crime
    Fiduciary Liability
    Directors & Officers
    • Comprehensive Solutions: over 200+ products carefully crafted by the best underwriters in the world.
    • Fast and Simple Quoting: Immediate results with high straight-thru processing rates and fast underwriting turnaround when needed.
    • Protected By the Power of Chubb: Scalable coverages that can be adjusted as businesses mature.
    Clearcover

    Personal lines

    Personal auto
    • Modern technology to quickly access rates.
    • Offers liability limits up to $500,000.
    • Up to 10 drivers and 10 vehicles on one policy.
    CNA

    Commercial lines

    WC
    GL
    BOP
    PL
    Auto
    Umbrella
    • Consistent underwriter for new business and renewals.
    • Quote & bind online on the same day for many accounts.
    • General Liability limits of $2M/$4M on most classes.
    Commonwealth

    Personal lines

    Non-standard Personal Auto
    Renters
    Homeowners
    Manufactured Home
    • Competitive pricing- With a focus on the non-standard auto space, Commonwealth offers low cost insurance for minimum limit drivers.
    • Unique product offering- Commonwealth uniquely offers a liability only auto product with optional roadside and rental reimbursement, as well as a well priced renters insurance policy.
    • Customer-centric- With tons of available discounts, responsive claims handling, and an online customer portal, Commonwealth is devoted to offering a great customer experience.
    Coterie

    Commercial lines

    GL
    BOP
    PL
    • Annual revenues up to $10M ($5M for contractors).
    • No more than 50 employees (15 for contractors), two losses and two claims.
    • Home-based businesses accepted.
    Covertree

    Personal lines

    Mobile Home
    • Provides experiences that manufactured home owners and agents cannot get anywhere else
    • Owner, Tenant/renters, Vacant & Seasonal MH home coverage available
    • Vacation rental offering (Airbnb, VRBO)
    Cowbell

    Commercial lines

    Cyber
    • Individualized policies to match every business's unique risk profile.
    • Cowbell Factors quantifies cyber risk and continuously updates risk recommendations.
    • Cyber training for employees at no charge, up to 20, with the policy.
    Dairyland

    Personal lines

    Non-standard Personal Auto
    • Dependable insurer has been in business since 1955.
    • Accepts foreign driver's license.
    • Will write drivers with no prior insurance, driving record issues, and not-so-perfect credit.
    Delos

    Personal lines

    Homeowners
    • Data driven approach- Offering coverage to low wildfire exposure homes that other carriers won’t cover.
    • A-Rated backing- Written on AM Best A Rated Homesite Insurance Company.
    • Simple- An easy-to-use quote and bind platform with automated underwriting on most properties.
    Elephant

    Personal lines

    Personal auto
    • Standard and preferred product appetite, great for youthful drivers.
    • Easy to use digital quoting platform for prospects to purchase directly from your agency, no trailing documents.
    • Valuable discount offering.
    Employers

    Commercial lines

    Workers' Compensation
    • Workers Compensation Specialists- Employers brings over 100 years of experience and expertise in providing workers’ compensation insurance to select small businesses in low-to-medium hazard groups.
    • Programs for Policyholders- Employers aids policyholders at no additional cost, offering an injured employee hotline, off-site transitional duty, a web-based safety resource library, anti-fraud programs, and claims management support.
    • Technology- Employers is a tech enabled carrier who has integrated with Agentero’s commercial Rater to make it easier than ever to quote and bind Workers' Comp.
    ePremium

    Personal lines

    Renters
    • We guarantee coverage anywhere in the US – zero zip code/territory restrictions
    • Less than 5 minutes for start of quote to bound application
    • We handle all policy servicing
    Ethos

    Life

    Whole Life
    Term Life
    • Available to US citizens and permanent residents ages 18-85.
    • 10-30 year terms.
    • Face amounts ranging from $100K to $1 Million (no medical exams).
    Foremost

    Specialty Personal Lines

    Homeowners
    Condo
    Dwelling fire
    Vacant Homeowners
    Mobile Home
    Motorcycle
    Motor Home
    Renters
    Snowmobile
    Travel Trailer
    ATV / Off-Road Vehicle
    Watercraft
    • An established, AM Best A Rated company with 65 years insuring in the specialty market.
    • Broad appetite, insuring a wide array of property types and recreational vehicles with a board underwriting appetite.
    • An easy to use platform with customizable coverage that allows you to quote and bind multiple properties on one policy form.
    Foremost Signature

    Personal lines

    Personal auto
    Homeowners
    Umbrella
    • Established - Operated by the Farmers family of companies, Foremost Signature has an A+ rating.
    • Flexible policies - Offering pre packaged policies or coverage a la carte, Foremost has the ability to customize policies for your clients’ needs.
    • Package offering - With deep discounts for bundling and an excess liability/umbrella policy, Foremost Signature is a true package carrier.
    Forge

    Commercial lines

    Auto
    • Coverage up to $1M ($1.5M for Public Auto)
    • Vehicles: Pickups, Vans, SUVs, Flatbed Trucks
    • Get coverage customized for small business commercial auto
    Foxquilt

    Commercial lines

    General Liability
    • Easy Client or Agent Binding Options
    • Instant Quotes for Eligible Applications without underwriting holds
    • Cross-State Work Accepted
    Gainsco

    Personal lines

    Personal auto
    • AM Best A- Rated carrier specializing in competitively priced minimum-limits personal auto insurance.
    • Accepts all non-US driver's licenses and customers with a suspended or expired driver's license.
    • Competitive prices, with multiple pay plans designed to save money for your customers.
    Great American

    Commercial lines

    WC
    • Expertise in providing insurance solutions to niche marketplaces.
    • Offer coverage from an AM Best “A+” (Superior) rated insurer.
    • Gives policyholders instant, online access to digital small commercial insurance.
    Hanover

    Commercial lines

    BOP
    GL
    Property
    Commercial Auto
    Umbrella
    • Strong performance: 9 out of 10 customers with a paid home, business or auto claim are likely to recommend The Hanover.
    • Track record: A ratings from A.M. Best S&P and Moody's.
    • Solid customer experience: For more than 170 years, their team has worked to get the insured back to business, on the road or home.
    Hiscox

    Commercial lines

    Professional Liability
    General Liability
    BOP
    Cyber
    • Tailored business insurance for hundreds of professions, with same-day coverage.
    • Get an online quote and bind in minutes.
    Home of America

    Personal lines

    Homeowners
    Renters
    Condo
    Dwelling fire
    • Best-in-class coverage and price for Homeowners for over a decade.
    • +15 optional quality endorsements, from jewelry to solar panel coverage.
    • Access to unique risk-level data that enables the best price for that location.
    Kemper commercial

    Commercial lines

    Commercial Auto
    • Accepts over 16,000 business types.
    • Box trucks, flatbeds, and utility trucks are accepted.
    • Flexible payment plans.
    • Bilingual claims and customer service.
    • 24/7 roadside assistance is available.
    Kemper personal

    Personal lines

    Personal auto
    • Financially stable rated A- by AM-Best.
    • Annual policies are available in many states.
    • Broad Appetite for non-standard auto risks.
    • Accepts foreign driver's licenses and matrícula cards.
    Ladder

    Life

    Term Life
    • 100% digital - No doctors, no needles, no paperwork when applying for $3 million in coverage or less, just answer a few health questions as part of the application.
    • Clients can adjust their coverage as often as their needs change.
    • Close best with homeowners, agent service, and high coverage for business owners.
    Lamar

    Personal lines

    Personal auto
    • Real-time rating through their online rater.
    • Superior online capabilities through their insureds portal.
    Lemonade

    Personal lines

    Homeowners
    Condo
    • Getting bindable prices is fast and simple with instant underwriting decisions and powerful tools.
    • Coverage A up to $1.5M with replacement cost.
    • The right blend of self-serve tools and empathetic care.
    Lightspeed

    Personal lines

    Homeowners
    Landlord
    • Expertise in California Property Insurance: Lightspeed specializes in homeowners and landlord insurance solutions.
    • Streamlined Technology and Processes: Lightspeed offers a straight-through quote-and-bind experience.
    • Backed by Lloyd's of London: Underwritten by Lloyd's of London, a globally trusted insurer with $114 billion in asset “A Excellent' by AM Best”.
    Lio

    Commercial lines

    Commercial Package
    General Liability
    Property
    Special Events
    Specialty Commercial
    • Fast applications- A simple and intuitive application process that allows for straight-through processing om risks within appetite.
    • Broad but specialized- With over 300 business classes and growing eligible, Lio has a broad, but specialized appetite.
    • Agent and client focused- Trained specialists to handle your agency’s questions, and a simple, online claims process with live intake support
    MGT

    Commercial lines

    BOP
    • Ability to quote and bind in real time.
    • BOP Coverage for Personal Care Services, Retail, Office, and Food Retail.
    • AM Best Rated A-.
    Mile Auto

    Personal lines

    Auto
    • Pay for miles driven.
    • No "black box" tracking device required, only a picture of the odometer.
    • Sweet spot is drivers with 10,000 or less annual miles.
    Natgen

    Commercial lines

    Auto

    Personal lines

    Auto
    Homeowners
    Renters
    Condo
    Umbrella
    Recreational vehicles
    Motorcycle
    • Coverage A 200k-1.5 M; Coverage Limits 100/300 and above
    • Delivers professional, efficient, and experienced claims assistance to your customers at the most crucial times
    • Provides agents with best in class technology and innovative product solutions
    Nationwide

    Commercial lines

    BOP
    GL
    WC
    Umbrella
    Property
    Inland Marine
    • Customer-centric coverages
    • Risk expertise & prevention
    • A trusted brand with financial stability
    Neptune

    Personal lines

    Residential Flood
    Parametric Earthquake coverage

    Commercial lines

    Commercial Flood
    • Fast- Just enter the property address and obtain a bindable quote in under 2 minutes.
    • Simple- No need for elevation certificates, photos, or replacement cost estimates. Neptune’s system and access to data make it easy for the agent and consumer to obtain flood insurance.
    • Comprehensive- Neptune provides Residential and Commercial flood options and a built in flood rejection form to help you protect yourself from E&O exposure while selling more flood insurance.
    Next

    Commercial lines

    BOP
    GL
    PL
    Property
    Inland Marine
    • Dedicated to small businesses, including new ventures, with tailored coverages, monthly payments and no cancellation fees.
    • Instant quote and bind process for 100% of policies; with no underwriting delays.
    • 10% discount when you buy more than one type of policy.
    Normandy

    Commercial lines

    Cyber
    Property
    General Liability
    Inland Marine
    Workers' Compensation
    Professional Liability
    • Strong markets in Construction, Healthcare, Cannabis, Restaurants, and Yachts
    • Affordable Workers’ Compensation coverage with pay-as-you-go options
    • Coastal commercial property coverage up to $3M TIV per property
    Novella

    Commercial lines

    Professional Liability
    Property
    General Liability
    • Access to Excess & Surplus Specialty Lines Carriers not available to retail brokers
    • Built in premium financing
    • Access to E&S capacity not available to retail brokers
    Obie

    Commercial lines

    Landlord
    • Great policy for the investor with a harder-to-place property who wants a quick policy insured for a specific dollar amount.
    • Bindable quote within 2 minutes and will write LLCs and trusts.
    Openly

    Personal lines

    Homeowners
    Landlord
    • Easy quoting with just 3 questions and 20 seconds.
    • Customizable property products meant for mid to high value residences with replacement cost between $250,000 and $3 million.
    • Enhanced ISO HO-5 for primary and secondary residences. Modified HO-3 contract for rental properties.
    OpenRoad

    Personal lines

    Auto
    • Classic & collector vehicle auto insurance coverage at a fair price
    • Hit the road with confidence knowing you have coverage built specifically for collector vehicles
    • Reimbursement for Emergency Services
    Orion180

    Personal lines

    Homeowners
    Home & Electronics Protection
    • Fast & Efficient- The mobile enabled Orion180 portal allows you to quote and bind in minutes.
    • Inland and Coastal- From your standard single family home inland to properties in coastal areas, Orion180 can probably insure it!
    • Competitive and Customizable- Customizable coverages and competitive pricing make it easy to do business with Orion180.
    Pacific Specialty

    Personal lines

    Homeowners
    Renters
    Condo
    Mobile Home
    Parametric Earthquake coverage
    Flood
    Recreational vehicles
    ATV / Off-Road Vehicle
    Umbrella
    • Regional Expertise-Deep understanding of each state's market dynamics.
    • Coverage Limits up to $1.5M and $1.75M on renewal.
    • Investing in innovative, cutting edge, and highly user-centric technologies.
    Pathpoint

    Commercial lines E&S

    General Liability
    Property
    Cyber
    • Specializing in Contractors, Lessor's Risk, Vacants, Restaurants, Monoline Property, and Cyber
    • Instant Quotes- Submit to quote in as little as 7 minutes and receive an instant response, 24/7.
    Pie Insurance

    Commercial lines

    Auto
    Workers' Compensation
    • Almost 70% of class codes covered.
    • Online appetite checker.
    • Ability to schedule rates saving customers up to 30%.
    Plymouth Rock

    Personal lines

    Homeowners
    Condo
    Renters
    Auto
    • Offering best-in-class Auto, Home, Renters and Condo coverage for over 40 years.
    • Customers save big when they bundle their Home and Auto policies.
    • Easy-to-use quoting platform lets you get home quotes in seconds; lots of available discounts, too.
    Pouch insurance

    Commercial lines

    Auto
    • Helps small business owners manage and protect assets.
    • Target group is up to 10 vehicles but they accept up to 20.
    • Does not require a driver's license to be entered for quoting.
    Rainbow

    Commercial lines

    BOP
    Liability Coverages
    Property and Excess Liability
    • Accepts businesses with up to 65% in alcohol sales and new ventures with prior management experience.
    • Discounted premiums for safe business practices and credits for affinity memberships.
    • Expert staff can assist with all aspects of your placement, including exceptions and pricing adjustments.
    Root

    Personal lines

    Personal auto
    • Competitive Rates: Root Insurance is actively lowering rates, making them a strong contender in the market.
    • Quick Direct Quotes: Agents can easily obtain fast, direct quotes, streamlining the process."
    • Superior Customer Experience: Customers benefit from an enhanced experience through a user-friendly app and responsive phone support.
    Ses

    Personal lines

    Landlord
    • Tailored products: Insurance for rental property investors.
    • Market expertise: Changing perception from "high risk" to "preferred risk."
    • Innovative solutions: AI and data for dynamic pricing and quick turnaround.
    Simply Business

    Commercial lines

    General Liability
    BOP
    Workers' Compensation
    Cyber
    Inland Marine
    • Compare Quotes: Get multiple quotes from leading carriers side by side, within 10 minutes.
    • 24/7 Access: Our online platform is always available, allowing you to quote and manage policies on your schedule.
    • Agent Portal: Track all your quotes and policies in one place with a user-friendly and intuitive portal.
    Steadily

    Personal lines

    Landlord
    Dwelling fire
    • Fast- Powered by industry leading technology, Steadily and vendors combine efforts to prefill most underwriting questions. Less data entry for a fast and accurate quote.
    • Broad appetite- Short term rental, tiny homes, 1-4 family dwellings, multiple ownership types, and more are eligible.
    • Competitive- Steadily’s sophisticated rating, multiple product offerings, and multiple locations on a single policy make them a competitive offering for Independent Agents.
    Stillwarer

    Personal lines

    Home
    Umbrella
    Renters
    Landlord
    Condo
    Earthquake

    Commercial lines

    BOP
    • Over 20 years of experience in the insurance industry and evolving to meet your needs.
    • Offers full product suite for personal lines and a growing line of commercial products.
    • Provides the ability to view policy documents or make changes on any device.
    Stonegate

    Personal lines

    Personal auto
    • Affordable- Your clients will be happy to find that Stonegate offers affordably priced personal auto insurance with a slew of discounts available for your insureds.
    • Tech Driven- With an online portal for your consumers, an easy to use platform for agents, and online claim filing capabilities, Stonegate makes doing business with them easy.
    • Growth oriented- Founded in 2011, Stonegate is part of the Producers National Family of companies (including Unique, Pouch, Lamar, and more) and they are set to continue to grow and expand their offering.
    Swyfft

    Personal lines

    Homeowners
    • Fast and reliable- Get a property quote quickly with limited information input needed.
    • Peace of mind- Backed by carriers rated “A-” or Better by AMBest, know that your clients will be covered when the worst happens.
    • Insuring where others don’t- Focused coastal territories and places preferred carriers find less desirable, Swyfft is built to insure risk your other carriers won’t.
    The General

    Personal lines

    Non-standard Personal Auto
    • Superior customer experience - Omni-channel capabilities, payment flexibility, and easy reinstatements.
    • Broad product - Options for customers with imperfect credit, no credit, poor payment history, foreigners, and more.
    • Brand recognition - A well-established and reputable brand, spearheaded by the charismatic Shaq and the iconic mascot, The General.
    Thimble

    Commercial lines

    General Liability
    • Liability limits are $1M or $2M.
    • Property protection $1,000 or $2,500.
    • Business equipment limits available $1,000, $2,500 or $5,000.
    Thore

    Personal lines

    Homeowners
    • Coverage A up to 750k
    • Writes in all Texas zip codes other than Tier 1 Coastal Areas
    • AI-powered underwriting and policy issuance
    Three

    Commercial lines

    General Liability
    Property
    Commercial Auto
    Workers' Compensation
    • All-in-one insurance option for businesses that want a comprehensive policy that works for them today and as they grow in the future.
    • A++ A.M. Best Rating.
    • Backed (and issued) by Berkshire Hathaway Direct Insurance Company.
    Travelers

    Commercial lines

    BOP
    Workers' Compensation
    Auto
    Umbrella
    • Industry Leader- With over 165 years of history, Travelers is the the US’s #1 Workers compensation carrier and the only P&C carrier in the Dow Jones Industrial Average.
    • Diverse Products and Appetite- Four competitive and robust product lines available to quote and hundreds of business classes in appetite.
    • Technology- Travelers continued devotion to technology improvements and their integration with Agentero’s commercial rater makes it easier than ever to quote and bind with Travelers.
    Unique

    Personal lines

    Non-standard Personal Auto
    • Affordable- Your clients will be happy to find that Unique offers affordably priced personal auto insurance with a slew of discounts available for your insureds.
    • Reliable- An easy to use platform and responsive agency support, underwriting, and claims teams make Unique easy to do business with.
    • Unique- Understanding that your clients all have Unique needs, they strive to ensure customizable policies, affordable pricing, and support when you and your clients need it.
    Wellington

    Personal lines

    Homeowners
    Dwelling fire
    • Fast and easy- Minimal input required to quote/bind with multiple product options.
    • Product availability throughout Texas- Will write coastal areas (with wind) and no age limit on home.
    • Customer centric- online agency/customer portal; responsive claims and customer support staff.
    Westfield

    Commercial lines

    General Liability
    BOP
    Workers' Compensation
    • An established, AM Best A Rated company with 175 years of history.
    • Broad appetite, insuring a wide array of business types with a variety of commercial insurance products.
    • Extraordinary easy of use; quote and bind with Agentero immediately, no appointment required!

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